Motorcycle Insurance

Do you live in Massachusetts or New Hampshire and own a motorcycle? If so, we can help you obtain the necessary insurance coverage to keep your bike protected at Bettencourt Insurance Group. Accidents can happen, and sometimes, they are not preventable. We offer various coverage options ranging from liability to comprehensive.

Motorcycle Insurance Requirements

Massachusetts requires all motorcycle owners to obtain at least the following minimum insurance coverage:

• $20,000 for each person and $40,000 per accident for bodily injury coverage
• $5,000 for property damage coverage
• $20,000 per person and $40,000 for each accident for uninsured motorist bodily injury coverage

Motorcycle Insurance Coverage

Here is what motorcycle insurance covers:

• Collision- Like regular liability auto insurance, if you get into an accident with another vehicle, this will cover the costs of repairing or replacing your motorcycle.
• Comprehensive- Also similar to auto, if your motorcycle is damaged by theft, storms, vandalism, animals, etc., this will cover the costs to repair or replace your bike.
• Uninsured/underinsured- If your motorcycle is hit by another motorist who doesn’t have insurance or enough insurance, this will cover repair damages.
• Roadside assistance- If you are stranded on the side of the road due to a mechanical breakdown, or other issues, this coverage will send help.
• Personal injury protection- This will pay for your medical costs and lost wages resulting from an injury that occurred from an accident, no matter who is at fault.
• OEM endorsement- This coverage ensures that original equipment manufacturer parts are used only to repair your motorcycle.
• Total loss coverage- If your motorcycle is totaled in an accident, this will cover having your bike replaced with a new or similar model.

Quotes

If you own a motorcycle in the state of Massachusetts or New Hampshire and are interested in obtaining a quote, please give us a call at Bettencourt Insurance Group today.