Umbrella Insurance

When you have assets, you need to protect them with the right insurance policies. Many people own a home and a vehicle, and they carry both home insurance and auto insurance. Those with both insurance policy types can also benefit from having an umbrella insurance policy. This is a different kind of insurance that boosts your policies. If you are interested in this insurance type in Massachusetts or New Hampshire, call us today at Bettencourt Insurance Group.

Liability Insurance Coverage

There are many situations in which you could be held liable for an accident and the damage and injuries that it causes. Your liability should be protected with insurance so that you aren't sued for the amount owed to the other party. When you have home and auto insurance, accidents in your vehicle or house are covered under the policy's liability coverage. However, if you don't have enough of this coverage, a serious accident could cost much more than your insurance covers. To prevent this from happening, there is umbrella insurance. It adds to the liability coverage you have for both your auto and home insurance policies so that you have stronger protection.

Get Overages Covered

If your home or auto insurance pays out as much as it can after an accident that you're liable for, and there is still money due, that is an overage that many people would then have to pay for from out of their pockets. If you have umbrella insurance, however, this policy will come in after the first policy has maxed out and pay what is left over. This saves you from what could be a massive expenditure after an accident has occurred.

Get Your Umbrella Policy

If you want more liability protection, you need to have umbrella insurance. To get started in Massachusetts or New Hampshire, call us at Bettencourt Insurance Group.